Since we got back,
we have been asked many times about the cost of giving birth in the States.
I understand the curiosity
since we are both based here but decided to give birth in the States without
any medical insurance. So I just decided to write about our personal
experience.
I wouldn't
write here the exact figure because it is a case to case basis but the costs of giving birth give or take can be researched
online depending on the State.
The price for us wasn't bundled into one package but we were billed for every procedure and check-up since we were paying out of pocket.
We were ready with the
cost of giving birth. It was the prenatal care that got us way off track in our
budget. Aside from the series of check-ups for the baseline data, we
underwent a number of ultrasound and non-stress tests
because 1. I transferred care late in my pregnancy (27 weeks) 2.They found out Hunter’s cousin was born with HLHS, a rare heart
condition and 3. Hunter was small for his gestational age and wasn’t gaining
much weight during the last weeks.
Our Prenatal care alone
costs as much or even more than giving birth twice here in a good
hospital. That made us a bit nervous. :/
That is why its safe to always add an extra 20% to any budget for unexpected costs.
I had a normal delivery so
the cost is significantly lower than a CS delivery. The cost of the epidural is
what takes up a lot of the bill aside from the PF. I was asking for
epidural the minute I stepped foot in the hospital.
So this means martyr moms
(I salute you!) who will opt to forego epidural can save much more.
The good thing about
paying out of pocket for a medical bill in the States is you get discounts
especially if you pay in cash.
Wherever you opt to give
birth, you just need to research well and be ready (as much as possible) for
whatever comes/happens.
We were advised more than
enough to just go to the hospital “when the baby is ready to come out.” But
that wasn’t even an option for us. We were sure about going for
prenatal care because it is very, very important.
We decided to do this and
that means doing everything right.
More importantly even
though my whole family is based in the States and Pao has some relatives too,
we planned on giving birth by ourselves and not disrupt other people’s schedule
and lives as much as possible since we figured this was our decision so we
better be prepared for it.
Overall, it was the best
experience of my life so far. I realized while writing this that Pao and I had
been so hands-on with Hunter even from the beginning. We did everything by ourselves
with my family on our side.
And Yes, it was all worth
it. =)